Proof-of-loss infrastructure · Live and multi-chain

Insurance-grade proof
for the physical world.

Every loss event — a repossession, a damaged cargo container, a death-benefit claim — turned into a tamper-proof, on-chain, independently-verifiable evidence bundle. Cut disputes. Price on documentation quality. Settle parametrically.

⛓ Anchored on XDC · Base · Hedera · XRP · Stellar 🔏 Ed25519 oracle-signed ✓ Independently verifiable 🔌 Subscribes to the chain suite
Demo login inside: [email protected] / insurance2026
The problem you pay for

Claims are lost on missing proof, not missing coverage.

The most expensive claims are his-word-against-theirs fights. When the only evidence is someone's word, the carrier eats the difference — in disputes, fraud, and legal cost.

🚗

"You took the wrong asset"

Wrongful repossession. Was it the right VIN? Was the peace breached? Without timestamped proof, you settle blind.

📦

"My cargo was fine when it shipped"

Cargo loss & damage. Who's liable, at which leg, in what condition? Surveys and photos go missing or get disputed.

🧾

"The record was altered"

Back-dated documents, lost files, contested beneficiaries. Integrity of the record is the whole fight.

One rail, many lines

The insurance layer over the whole chain suite.

InsuranceChain is a subscriber — it reads each chain's evidence and turns it into proof. It's a rail, never a chokepoint. Every line lights up on the same interface.

🚔
LIVE

Repossession

Fed by APEX. ALPR identity, geotagged condition photos, personal-property inventory, compliance notes — the evidence that kills wrongful-repo, property, and damage disputes.

LIVE

Marine / Cargo

Fed by MarineChain. Bills of lading, independent surveyor reports, AIS voyage tracks, reefer logs — proof-of-loss for cargo, shortage, contamination, and general average.

🕊️
ATTESTATION

Life

Immutable policy + claim attestation. Anchor issuance, beneficiary designation, and the death-benefit packet so nothing can be altered or back-dated — and audit contestable-period reviews.

Next on the same rail: rail freight, trade finance, warehouse inventory, agriculture — every source chain you already run.

How it works

Loss event → verifiable proof in four steps.

1
Import
Pull the loss from a source chain. Every piece of evidence is normalized into one packet.
2
Score
Documentation quality graded 0–100 on the evidence that actually wins that line's disputes.
3
Anchor
SHA-256 the packet, Ed25519-sign it with the RIL oracle key, and anchor it via ProofRail across XDC, Base, Hedera, XRP & Stellar.
4
Verify
Anyone pulls the bundle and checks the hash + signature against the public oracle key. Tamper-evident, forever.

Why it hits the combined ratio

Two things carriers have never had:

Undisputable evidence. The record existed at that timestamp and hasn't changed — end of dispute, end of shakedown.

A pricing signal. Rank insured agents by documentation quality and flex premium on it. Clean operators get rewarded; sloppy ones get priced.

Parametric payouts. When a live oracle value crosses a threshold, pay automatically — no adjuster, no delay.

Not a promise — a transaction

A real proof-of-loss, live on-chain Mainnet.

This is a real repossession recovery, hashed, oracle-signed, and permanently anchored. Click through and verify it yourself.

ClaimCLM-00001 · Wrongful Repossession
Evidence hash0x0a4d1ab7…ac558df9
SignatureEd25519 · verifiable vs oracle pubkey
NetworkXDC Mainnet (chainId 50) · multi-chain via ProofRail

New claims anchor across all five chains — XDC, Base, Hedera, XRP & Stellar — through ProofRail; this example links the XDC transaction. The same SHA-256 hash and Ed25519 signature verify on any of them.

Make every loss provable.

See a live recovery flow end to end — plate read → evidence packet → on-chain anchor → the verifiable bundle your adjuster would pull.